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Mesothelioma Law Firm Directory Mesothelioma Lawyers Originally hailed as an uncommonly useful material used in a variety of applications to make things lighter, stronger, fire resistant, more flexible, and other desirable attributes, we know now that asbestos is a profoundly hazardous substance that causes many health problems. One of the most well-known diseases caused by exposure to asbestos is mesothelioma and it affects over 2,000 people each year in the U.S. and many thousands more throughout the rest of the world. Sadly, it is estimated that millions of people all over the world have been exposed to asbestos in their daily lives and medical science is still discovering how this exposure affects their health and the health of those around them. As awareness has grown about the disease and the numbers of victims has risen, companies that were lax about controlling asbestos in the workplace have faced litigation from victims represented by law firms and mesothelioma lawyers special...

How to Use Forex Factory Free Trading Tools — A Complete Guide Have you heard of Forex Factory? You probably do since it’s the leading forum for Forex traders since 2004. But here’s the thing… …most traders don’t take the full advantage of what Forex Factory has to offer. All they do is to go into the forum, enter the “Trading Systems” thread, and look for new trading systems. Then they apply the strategies for a while and when it fails, they got back to the forum and look for “the next best thing”. And the cycle rinse repeats itself. No wonder most traders fail because they are in the cycle of hopping from one trading strategy to the next. Now… Forex Factory is more than just a place to find new trading strategies. In fact, they offer useful trading tools that will improve your trading experience, and it doesn’t cost you a dime. Are you ready? Then let’s begin… Forex Factory calendar — stay ahead of the news and never get caught with your pants down The Forex Factory calendar highligh...

There are several types of mortgage insurance. The one that everybody complains about is private mortgage insurance (PMI). Homeowners with private mortgage insurance have to pay a hefty premium and the insurance doesn't even cover them. Yes, private mortgage insurance offers zero protection for the borrower. Borrowers mistakenly think that private mortgage insurance makes them special, but there are no private services offered with this kind of insurance. A lesser known type of mortgage insurance is the type that pays off your mortgage if you die. In other words, you pay a small premium for a small chance of dying. You could probably get better protection through a life insurance policy. The type of mortgage insurance most people carry is the type that ensures the lender in the event the borrower stops paying the mortgage. Nonsensicle, but private mortgage insurance ensures your lender. Why Do You Pay for Private Mortgage Insurance? Many borrowers take out private mortgage insuranc...

Ask any expert to name the best and worst travel insurance companies, and you'll probably get a noncommittal answer. "It depends," they'll say, careful not to sound like they have a favorite -- or a least favorite. But ask Michael Blank, and he'll tell you about his experience with Seven Corners Travel Insurance. Blank recently set sail on a Celebrity cruise to the Middle East, India, and Southeast Asia. Along the way, both he and his wife contracted severe sinus infections, which sent them to the ship's infirmary. A doctor treated the couple with antibiotics and billed them $313. Blank completed a quick online claim form. "Seven Corners paid right away," says Blank, a pharmaceutical research and development executive in Philadelphia. Actually, that's the way it's supposed to work. The best travel insurance policies for your upcoming fall and winter trips offer extensive coverage. They also pay their claims promptly, according to customers, t...

The 8 Best Health Insurance Companies to Use in 2019 We are committed to researching, testing, and recommending the best products. We may receive commissions from purchases made after visiting links within our content. Learn more about our review process. Trying to find the best health insurance can be a confusing process. There are several criteria to keep in mind when you make your decision including financial strength, customer service ratings, claims service, plan prices, policy offerings, coverage benefits, and provider choices. There is no one “best” health insurance company, but the best one for you will depend on the type of health insurance you need, your budget, and what is available in your area. Many health insurers offer the option of a Health Maintenance Organization (HMO) or Preferred Provider Organization (PPO) Plan. An HMO has its own network of doctors who have an agreed-upon price for the health care services they provide, while a PPO is made up of pre-approved physi...

The aging of the Baby Boomer generation means that their children and grandchildren who are currently Gen Xers or Millennials. Some estimate this coming transfer of wealth to be in the $30 trillion range. If you are a financial advisor working with clients who suddenly come into a significant inheritance, how do you help them invest this money to ensure they have a solid retirement nest egg? Take Time to Plan Those inheriting a significant sum of money should take a step back and come up with a plan for the money. As their financial advisor, you need to ensure that clients don’t rush into doing something ill-advised with this new found wealth. Does the client have debts to pay off? Are they on track with their savings for retirement and other life events such as college for their kids? This is the time to do a financial plan with the client to determine what their priorities are and how this money fits. Retirement should be a priority for most clients. Given increasing longevity and th...

There are several key differences between how men and women invest, according to a new white paper published by Spectrem Group, High Net Worth Men vs. Women. This paper examines the different approaches taken by each gender when it comes to handling money and investments. The paper is based upon data culled from 1,875 high net worth males and 1,277 high net worth females across the U.S., and it uncovered four main differences between how men and women dealt with their assets. Read on for how they differ—the insights can shed some light on how financial advisors can target their services toward one gender vs. another. 1. Women tend to be more conservative. While both genders indicated that they would be focusing their short-term money in stocks or stock mutual funds over the coming year, men focused on this more heavily than women. Almost half of all of the men surveyed said that they would be focusing on equities during the coming year, while only about a third of the women who were po...